Tag Archive for Loans

Making cash king: Read our essential guide to mastering your cash flow

SmallBusiness.co.uk is pleased to team up with Fleximize to bring you our brand-new digital guide. In it, we talk to five businesses that came back from the brink of collapse to turn perilous cash positions into thriving success stories. Whether you have significant financial backing or you are bootstrapping, you must make sure that your
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Small business loans: A guide to the debt finance marketplace

Making sense of the huge number of debt finance options and small business loans available to small business owners can feel a bit daunting, however it’s not that tricky if you prepare properly and ask yourself a few basic questions beforehand. A well-reasoned plan that is credible and preferably endorsed by a reputable external source
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Five ways to use a small business loan

Having good access to finance can be the key to survival for many small businesses. However, banks have long offered little but lip service to small and medium-sized businesses (SMEs), preferring instead to lend to large firms that have little need for it other than to opportunistically increase their market share. This SME funding gap
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Ways to help your employees who are struggling with their funds

The most prominent of these problems are often those associated with our personal finances. While in the past, employees were wholly unsupported if they were facing difficulty at home, today managers take a much more active role in making sure that their workforce are properly cared for. For a manager, dealing with an employee that’s
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A brief history of online debt finance

Business debt finance can trace its origins back to the Middle Ages when traders in Venice were able to access money lending services. This was followed by the rise of international banking in the 18th century, led by the Rothschild family. Fast forward to the 1980s, and we saw the first use of the internet
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How to improve your company’s credit score

If you have recently been denied a small business loan, it may be because you have a poor company or personal credit rating. Whilst a bad credit score does not always impede a company’s ability to raise capital, a good credit score can certainly make it easier to secure funding. High street banks and traditional
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How alternative finance can support an SME’s cash flow

Cash flow is a notoriously unpredictable element of running a company, and it can pose a number of challenges to businesses that are still in their infancy. In the days following launch, business can be erratic, sales may not be consistent and you’ll still be getting the hang of basic operations, all of which can
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Second charge loans an attractive option for consolidating debt

It’s often said that taking out additional forms of credit as a means by which to get out of debt is a counterproductive endeavour. Specifically, the idea of entering into more debt to combat existing debt is considered inadvisable by most. That is of course, with the one exception of intelligent consolidation. That being, the
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As banks close their doors to property developers, bridging loan activity spikes

As things stand right now, it’s something of a bittersweet picture for property developers seeking finance. On the positive side of things, interest rates for the vast majority of commercial borrowing products are hovering around the lowest levels they have been in some time. In some instances, pretty close to record-lows. On the flipside of
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