Tag Archive for Insurance

Coinsurance is an insurance term employers and patients should know about. This article explains what coinsurance is and how it applies in real life.

What Is Gap Insurance and How Does It Work?

by Entrepreneur Staff • January 26, 2023 • 0 Comments

Do you need gap insurance for your vehicle? Learn what gap insurance is, how much it costs, and whether it can benefit your situation.

Do You Have the Right Insurance for Your Business? Here's How to Understand Your Options

by Randy Sadler • November 21, 2022 • 0 Comments

Having the right insurance for your business can mean the difference between growth and success or closing your doors. With an ever-changing market and risk environment, it’s a good time to ask if traditional insurance fits your business, or if it’s time to consider alternative solutions.

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How Private Companies Can Overcome the Challenges of Increasing Insurance Rates

by Trent Bryson • November 3, 2022 • 0 Comments

While many private companies do not believe that they need D&O insurance, this can cause a very dangerous outcome.

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How Covid-19 Put a Magnifying Glass on Business Interruption Insurance

by Randy Sadler • May 18, 2022 • 0 Comments

Businesses acquire business interruption insurance as a safeguard, but in this day and age, there could be new complexities that leave you unprotected during crises such as fires, tornadoes and even a pandemic like Covid-19. Here’s what you need to know to protect your business.

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How to choose major medical insurance?

by Entrepreneur en Español • August 30, 2021 • 0 Comments

Today there is a wide variety of companies offering health insurance. Before choosing yours, know its modalities and choose the best one for you.

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Does a company need insurance for one employee but two directors?

by Ben Rose • August 12, 2021 • 0 Comments

By Ben Rose on Small Business – Advice and Ideas for UK Small Businesses and SMEs
The types of insurance that your business needs depends on various different factors – and extends beyond simply the amount of employees you have.
However, what we are talking about here is employers’ liability insurance, specifically: under what circumstances do you need it? Well, there are a few things you need to know.
What does it cover me for?
Employers’ liability covers the legal or compensation costs if an employee were to suffer work-related injury or illness or if they file a claim against you.
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When do I need employers’ liability?
Employers’ liability is compulsory by law if you have supervision over anyone in the workplace. So, the question then becomes what counts as ‘supervision’? When you first hire a member of staff, this would certainly mean you need to be covered. However, it can be a little more complicated when it comes to freelancing. For instance, if you take on a contractor and they go away to do the job independently, then you probably don’t need employers’ liability. Whereas, if