Tag Archive for Alternative finance

Raising money on Crowdcube: A small business guide

Since Crowdcube first pioneered equity crowdfunding in 2011 it has amassed a crowd of nearly 400,000 members, who have invested more than £320 million on the platform and have successfully funded 520 raises (as at June 2017). According to the latest figures from Beauhurst the platform has raised the most amount of capital of any crowdfunding platform
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Raising money on Funding Circle: A small business guide

Funding Circle connects businesses with investors looking to lend to British companies, enabling a business loan potentially in a matter of days. The platform only does business lending, and offers a quick application process, dedicated account manager and a fast decision at the end of the process. Companies can apply any time online, and Funding Circle
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Crowdfunding on Indiegogo: A small business guide

Indiegogo empowers people from around the world to raise funds for any idea by turning to the ‘crowd’ instead of banks or venture capitalists. At its core, Indiegogo is an open platform dedicated to democratising the way people raise funds for any project – creative, entrepreneurial or cause-related. As the largest global crowdfunding platform, campaigns have
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Crowdfunding on Seedrs: A small business guide

Crowdfunding on Seedrs allows ambitious businesses in all sectors to raise capital and build a community from all kinds of investors through an efficient, online process. All investments made through Seedrs offer voting shares to investors and use professional-grade subscription agreements to ensure investors get the same level of protection that angels and VCs enjoy.
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Peer to peer lending: A small business guide

Sometimes referred to as crowd lending, peer to peer lending offers businesses the opportunity to borrow money from a ‘crowd’ of people (investors) rather than an institution. It works by offering people a platform where they can lend their money to businesses (and also individuals, but we will deal with business peer to peer lending here) in
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The equity crowdfunding market: A small business guide

If a business needs money to invest in itself – for say expansion, improving facilities or new equipment – it can either seek to borrow money or ask for (capital) investment in return for equity (shares). In recent years, the latter option has been facilitated by the equity crowdfunding market. In the past start-ups and small
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How to use alternative business funding to help your business grow

If you want to borrow money to take your business to the next level, you have more choice than ever before; there is a range of alternative business funding options on the market for you to choose from. Traditional business loans from high street banks and building societies are far from the only source of finance available
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Applying VAT in the world of crowdfunding

Should businesses account for VAT on their crowdfunding? Despite this question being a hot topic of conversation in recent years, the relationship between VAT and crowdfunding is still very much a grey area that causes confusion for many people. Crowdfunding has been around in some way, shape or form for centuries, from Alexander Pope taking
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UK businesses looking for finance are finding it harder to get a loan

With the UK in the early stages of Brexit and now facing a General Election, new research conducted by RateSetter Business Finance reveals how credit conditions look to be tightening again, with over 400,000 small businesses now interested in finding an alternative to the banks for a loan. When asked, 32 per cent of SMEs that
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To VC or not to VC – that is the question

In the business world, there are few bigger ‘rushes’ than getting the backing of a VC. I’ve had that rush myself, have felt the thrill of seeing a VC place millions of pounds on the table for a business a school friend and I started. It’s incredibly flattering and the heart really does flutter. But
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