Originally written by Anna Jordan on Small Business
There are certain types of insurance which are essential in your personal training company as well as some extras that you may not have even thought about.
If you feel bamboozled by personal trainer insurance, Neil Robertson at Insure4Sport has some helpful advice to get you started.
Why you need personal trainer insurance
Specialist personal trainer insurance protects you against potentially costly claims from clients if something goes wrong during a session. It also covers you if your equipment is lost, damaged or stolen, if you injure yourself when training or if an employee gets injured while working for you.
It’s so important that proof of specialist insurance is required by most gyms and sports centres before they allow you to work at their facility.
What types of insurance are required by law?
If you train with clients, having public liability insurance is essential. This protects your legal liability if a claim is made against you for injury to another person or property damage. For example, you may need to claim if a client injures themselves during a session and holds you responsible or if you accidentally damage a facility you’re training at.
Professional indemnity insurance is also essential if