The insurance industry is one of the oldest there is, dating back to Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC respectively, with merchants paying lenders a premium to guarantee to cancel a load in the event of a lost or stolen shipment. The principle of distributing the risk
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Tag Archive for Insurance
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Are You at Risk?! When to Insure Your Home-Based Business
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By Sarah Landrum More than 50 percent of businesses in the U.S. are based out of the owner’s home. If you own or are starting a home-based business, you’re in good company. But do you have insurance for the business? Roughly 60 percent of home-based businesses lack sufficient business insurance. Many people who work out […]
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The key insurance measures I put in place for my company
by Ben Lobel • • 0 Comments
Here, Marcus Cannon, founder of InterFocus, discusses the insurance measures he put in place for his laboratory furniture company, including employee liability, contracts work cover and professional indemnity. When did you start the business and why? The business was started in 1988. There became a demand in the Cambridge area with the University and other
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Essential tips on getting the right insurance cover for your small business
by Ben Lobel • • 0 Comments
Whether you are a business owner, an independent professional or self-employed, getting small business insurance can help to protect you and your company against unexpected costs. There is a wide range of insurance products available offering varying degrees of cover, so ensuring that you have the correct amount and types of insurance for your business
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The benefits of national insurance
by Owen Gough • • 0 Comments
National insurance is an insurance scheme where people who are employed make payments for their own benefits. These payments are known as National Insurance contributions and they can be payable in case you can meet the contribution conditions. In order to claim a tax credit or a benefit, a national Insurance number is mandatory. This
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Banks feeling the squeeze over PPI payouts
by Owen Gough • • 0 Comments
Britain’s big banks are continuing to come under pressure over ongoing refunds and compensation for mis-sold payment protection insurance (PPI). It’s one of the biggest financial scandals to ever hit the UK and a years-long saga that to date has resulted in £27.1 billion being paid back to consumers. The latest bank to increase its
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Addressing the insurance needs of an employee engagement consultancy
by Ben Lobel • • 0 Comments
I started my employee engagement consultancy business in 2001, the day before 9/11 in fact, which wasn’t the best timing. However I had a strong conviction that what we were doing – helping businesses to put people at the heart of their success – was something everyone would need. It turned out I was right. Prior
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Insurance for a wedding and events business
by Ben Lobel • • 0 Comments
Public liability insurance is a key policy. Natalie Lovett, managing director of The Whitewed Directory, discusses how she got hers in place. Love to Plan Ltd. launched in August 2007. I always wished to own my own business, and with my love of events, and communication and organisation skills honed across previous sales roles, wedding
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The right insurance for a market research company
by Ben Lobel • • 0 Comments
Jeremy King, founder and CEO of Attest, discusses the insurance for a market research company such as his to consider, including directors and offices insurance, professional indemnity, liability and key person risk. 1. When did you start the business, why, and what were you doing before this? The business was started in June 2015, and was based on
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