Tag Archive for business

Hot Business News Today

Why ‘my business is my retirement’ could be the riskiest plan of all

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By Kevin Harrington on Small Business UK – Advice and Ideas for UK Small Businesses and SMEs

Around one third of SME owners in the UK are now over 55, with an estimated 1.3 to 1.5 million businesses owned by people approaching retirement age.

Research by Prudential found that 27 per cent of UK business owners prioritise investing money into their businesses over saving into pensions, and 19 per cent openly describe their business as their pension fund.

Many business owners don’t just lack a pension, they also overestimate what their business is worth.

Now is the time to pressure-test your business. Get a realistic valuation. Understand the gap between what your business is worth today and what you actually need to retire comfortably. Then start closing that gap, whether by building business value, topping up personal pension savings, or ideally both.

In the UK, there are three types of pensions: defined contribution, defined benefit, and the state pension. But walk into any room of SME owners and you’ll quickly discover there’s an unofficial fourth option – the belief that ‘my business is my pension’.

It’s a seductive idea. You’ve spent decades building something from nothing. The logic feels sound: when you’re ready to stop, you

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Hot Business News Today

MONAT Announces Integration With Meta, Expanding Its Social Commerce Ecosystem

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According to a recent press release: 
MIAMI, FL – MONAT Global, the world’s #1 direct seller of premium haircare, announced its groundbreaking integration with Meta platforms at their Leadership Circle Conference this past weekend on Miami Beach. This announcement marks another defining moment in the evolution of social commerce within the direct sales industry.
Following its historic success as the first direct sales company to fully integrate and scale on TikTok Shop, MONAT is once again setting the pace—this time by being the first to expand its proprietary social commerce model across Meta’s ecosystem, including Facebook and Instagram.
While others in the industry are still exploring social commerce, MONAT has already built it, proven it, and scaled it.
What began as a bold experiment with TikTok Shop quickly became a defining transformation. MONAT’s early adoption of TikTok Shop reshaped how products are discovered, shared, and sold—activating thousands of affiliates, generating millions in sales, and unlocking a scalable new path for growth. MONAT quickly became a top 5 haircare brand on the platform in the U.S., the U.K. and in Mexico. That success validated a powerful hybrid model blending community-driven direct sales with modern affiliate commerce—and now, MONAT is expanding it even further. With its new integration across

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Hot Business News Today

International Women’s Day: The Power of SHE at Mary Kay, 13 Women Leading, Lifting, and Inspiring

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According to a recent press release:
At Mary Kay Inc., International Women’s Day and Women’s History Month are more than moments on the calendar, they are a year-long celebration and a reminder of what’s possible when women are championed, heard, and supported. Mary Kay Ash founded her company based on the belief that “a woman can do anything she is given the opportunity to do.”
This year at Mary Kay, we’re celebrating the power of “She” by shining a light on 13 women who lead with heart and drive with purpose across key roles or functions in the organization, spanning from C-Suite to Supply Chain, Legal or Digital, each with her own perspective, and her own way of making an impact. Together, their voices capture Mary Kay’s mission of enriching women’s lives and demonstrating that empowering women is more than a legacy, it’s the guiding light shaping what comes next.
Consider this your front-row seat to 13 inspiring voices, and an invitation to celebrate the women who make our world and our workplace stronger every day.
Lucy Gildea, Chief Brand and Scientific Officer at Mary Kay
Dr. Lucy Gildea, Chief Brand and Scientific Officer at Mary Kay
ROOTED IN PURPOSE:

“Mary Kay is more than a brand—it’s a movement.

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Houston Brokerage Leader Miriam Valencia Moves 50-Agent Brokerage to eXp Realty

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Founder of Alumbra International partners with global brokerage after $107M production year while continuing MBA studies and preparing for law school. 
BELLINGHAM, WA — eXp Realty®, “the most agent-centric™ real estate brokerage on the planet” and the core subsidiary of eXp World Holdings, Inc. (Nasdaq: EXPI), today announced real estate leader Miriam Valencia, founder and CEO of Alumbra International, has officially joined eXp Realty, bringing 50 agents with her in a strategic move designed to support the continued growth of her Houston-based and international-growing brokerage.

“Miriam is the embodiment of the entrepreneurial spirit we champion at eXp,”

said Leo Pareja, CEO of eXp Realty.

“With Alumbra, Miriam’s already proven she can build something deeply meaningful. By joining forces with our global platform, she’s not just preserving that identity, she’s supercharging it to create limitless opportunities for her agents and their clients.”

Valencia spent significant time evaluating brokerage models before making the decision.

“I built Alumbra as an independent brokerage and grew a strong brand and culture in Houston,”

Valencia said.

“At the same time I started thinking about how to scale bigger without losing what we had built. As a broker I cannot make rash  decisions because it affects a lot of people,” she said. “I spent time

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Hot Business News Today

Natura Completes Corporate Streamlining, Reports R$ 6.2 Billion Revenues in Q4 2025

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SÃO PAULO, Brazil – Natura (B3: NATU3) today presented its fourth-quarter and full-year 2025 results. In a year marked by the final steps of its corporate streamlining process, the Company sharpened its focus on Latin America and achieved strong profitability growth. The recurring EBITDA margin in the region reached 16.1% in 4Q-25. For the full year 2025, recurring profitability was 14.6%, an increase of 130 basis points compared to the previous year.
Highlights

Divestments of Avon International and Avon Russia mark the conclusion of the corporate streamlining process
Completion of the Natura–Avon brand unification (Wave 2) in Mexico and Argentina brings transformation costs to a close, coming in below 2024 levels
Annual recurring EBITDA margin reaches 14.6% (+130 bps increase), driven by the 16.1% growth in 4Q-25 in Latin America
Solid cash generation, despite revenue challenges, leads to leverage within the optimal range by the end of 2025
Continuing operations delivering net income of nearly R$ 1 billion

The completion of the sales of Avon International and Avon Russia marked the final milestone in Natura’s corporate streamlining and capital structure reorganization. The Company ended the year with financial leverage at 1.31x, within the optimal capital structure range.
With the integration of Mexico and Argentina, the operational unification of

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Do Heon Jeong: From Collapse to Blue Diamond with MWR Life

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Do Heon was born in a poor rural area, where life demanded resilience long before it offered opportunity.
From an early age, discipline became his language. In middle school, he found boxing and what began as training quickly transformed into identity.
From middle school through university, sport defined every stage of his life. That discipline carried into his military service with the Armed Forces Athletic Corps, where structure, endurance and repetition governed each day. Yet even as physical strength and mental resilience deepened, an unspoken unease began to take shape. While training shaped his character, it did not show him a future.
Unable to see where that path would lead, Do Heon made a decisive break. He left sports and entered the corporate world, taking a job at a medical device company. It was not passion that guided him then, but necessity.
At 27, he took another risk and started his own company. This time, the outcome was clear. The business succeeded, and financially, he reached a level he had never known before.
Do Heon Jeong & Arin Ju
During this period, his personal life also blossomed. He married and welcomed two daughters. While his life seemed complete on the surface, he soon discovered network marketing

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Global payment services for small businesses: how to avoid higher fees

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By Henry Williams on Small Business UK – Advice and Ideas for UK Small Businesses and SMEs

No matter how small your business, it’s never been easier to reach a global marketplace of customers.

But there are hidden costs to making and taking international payments that can unnecessarily dent your margins.

You can’t avoid these fees completely, but there are a variety of global payment services that can help you cut costs without cutting your reach.

Whether you’re an importer or exporter, or have overseas customers or employees, This page will explain the best international payment solutions for small businesses that allow you to avoid higher fees when trading globally.

Why do international payments cost so much?

Traditionally, small businesses have relied on their banks to make international payments. This is expensive because the bank passes on the hidden cost of currency conversion – the difference between the exchange rate they bought the currency for and the final exchange rate – to you, on top of a host of other fees.

Indeed, banks have taken advantage of this lack of transparency to charge small businesses over the odds for international payments.

But it doesn’t have to be so expensive. Here are some ways you can avoid unnecessary charges.

Use

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LivePURE Celebrates Leader-Sponsored Events and Reaffirms Commitment to Network Marketing

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PLANO, Texas — LivePURE, a Texas-based network marketing and whole health company, recently celebrated two national events designed, promoted, and led by two of the company’s top field leaders.
Founder and CEO Dae Geun Jung, President Rick Redford, and members of the corporate team were in attendance.
The agendas for both events included leadership training, success stories from field leaders, and discussions about LivePURE’s vision for continued growth.
At both events, field leaders Jared Burnett and Rachel Garcia underscored their confidence in LivePURE’s momentum and long-term vision for brand partners.

Rachel Garcia shared,

“I am beyond proud to be a part of this company, not only because of the lives we have changed over the last 18 years, but because our owner has made it clear that our brand partners are safe building their family’s legacy income here,”

Jared Burnett added,

“Heather and I have never been more excited about the future of LivePURE. 2026 is already proving to be a major growth year for us. The foundation has been set, and people are responding to the unique message of Whole Health: Health, Strength, Confidence, and Fulfillment. The world is hungry for a community like this, and we are on a mission to help as many people

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£3,000 Youth Jobs Grant for businesses hiring young people

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By Anna Jordan on Small Business UK – Advice and Ideas for UK Small Businesses and SMEs

The government announced A Youth Jobs Grant that will pay businesses to hire young people aged 18-24 who are on benefits and have been out of work for six months or more.

Businesses will get £3,000 for each employee. The government is attempting to tackle rising numbers of NEET (not in employment, education or training) young people, with figures reaching 957,000 in October-December 2025.

It’s hoped that the scheme will help 60,000 young people to get into work over the next three years.

How do I qualify for the Youth Jobs Grant?

The government is still to lay out how it will do this in future.

What other measures are coming in?

There were a couple of other announcements you should know about. Work and Pensions Secretary, Pat McFadden, also said:

A similar scheme, the Jobs Guarantee, is going to become broader. From Autumn 2026, the upper age limit will extend from 21 to 24, with the aim of adding 35,000 extra subsidised jobs. This means that SMEs will get paid for hiring a benefit claimant who’s been looking for work for 18 months, as long as they’re 18-24.

Government-supported

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Hot Business News Today

Foundation 4Life Philanthropy in Korea

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SALT LAKE CITY, UT – 4Life, The Immune System Company® shared that 4Life’s Korea office hosted a Foundation 4Life philanthropic event for children from St. Paul’s Youth House.
St. Paul’s Youth House provides residential care for boys who lack familial support. Foundation 4Life has partnered with the nonprofit organization since 2011.
For the first activity of 2026, 4Life Vice President of Sales and Korea General Manager Tony Lee joined 14 corporate employees and field Affiliates for a day-long event with 21 children, complete with gifts for each child.
Marketing Assistant Manager Elaine Jung shared:

“Our goal is to enrich these kids’ lives with cultural and educational experiences. We attended a professional sports game in Seoul and visited several major tourist attractions in the city.”

Tony Lee said:

“It’s always a pleasure to join our leaders for these kinds of events. In memory of Foundation 4Life Founder Bianca Lisonbee, we remain committed to supporting the healthy development of children and a brighter future.”

David and Bianca Lisonbee’s daughter Jenna Lisonbee serves as Director of Foundation 4Life.
Jenna Lisonbee shared:

“Korea is one example of important charitable work we conduct around the world. It’s humbling to witness such commitment to my mom’s legacy of service.”

4Life, The Immune System Company®, and the

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