Monthly Archives: November 2025

After many Americans go big for Thanksgiving and Black Friday, the Saturday that follows has become the moment to shop small.Observed annually during the first weekend after Thanksgiving, Small Business Saturday encourages consumers to redirect some of their holiday spending toward small businesses — the backbone of the U.S. economy.”With the economy rebounding from forty-year high inflation, there’s never been a better time to shop small in support of local businesses,” Small Business Administration (SBA) Administrator Kelly Loeffler said in a statement.Small businesses employ roughly half of the private-sector workforce and generate nearly half of U.S. GDP, Loeffler noted.WALMART SUPPORTS SMALL BUSINESSES, AMERICAN-MADE PRODUCTS THROUGH NEW ‘GROW WITH US’ INITIATIVE”When we as consumers take part in Small Business Saturday, we’re investing in the workers and job creators who power our own communities,” she said. “This Christmas Season, the SBA asks every American to join us in standing with Main Street to support the small businesses that make our nation strong.”Created by American Express and co-sponsored by the SBA, the shopping holiday is a critical revenue driver for the nation’s 36 million small businesses.Since its launch in 2010, Small Business Saturday has generated more than $220 billion for restaurants, independent retailers

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Special Report Shows How Middle-Income Families Are Navigating the ‘Inflation Hangover’

by Press Release • November 28, 2025 • 0 Comments

According to a recent Primerica press release:
Higher cost of living keeps squeezing household budgets — but professional financial guidance is helping families regain control and build resilience.
The road to financial recovery may be long, but middle-income families are proving resilient as they adapt to higher costs and redefine their financial goals, according to a new special report from Primerica, Inc. (NYSE: PRI), a leading provider of financial products and services to middle-income families. Titled “The Inflation Hangover: Middle-Income Americans Build Resilience on the Long Road to Recovery,” the report offers an in-depth look at how middle-income households are adapting to the long-term effects of inflation and the factors that are helping them regain financial stability.
Drawing on the company’s Financial Security Monitor™ (FSM™) survey and Household Budget Index™ (HBI™) data, the report finds that the higher cost of living continues to ripple through household budgets, even though inflation has eased significantly from its 2022 peak. Families report tapping savings, relying more heavily on credit cards and delaying contributions to retirement plans — all of which create long-term gaps that are difficult to close.
Read Primerica’s report: How Middle-Income Families Are Navigating the ‘Inflation Hangover’

“Inflation may have slowed, but the financial hangover it created is

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Stop Waiting for the Perfect Year: Build the One You Want

by Press Release • November 28, 2025 • 0 Comments

By Todd Falcone
Every year, around this time, people start reflecting. They look back on what they did, what they didn’t do, what they meant to do, and what somehow slipped through the cracks. They make lists. They create visions. They talk about plans. They set intentions.
But here’s the truth most won’t say out loud…
A new year doesn’t change you. If you don’t change, nothing changes.
You don’t need another fresh start, another planner, another course, or another motivational quote to build momentum. What you need is a moment of brutal honesty with yourself. Because the reason most people repeat the same year…over and over, isn’t a lack of information. It’s the refusal to do the inner work and the daily work at the same time.
You can’t meditate your way out of a bad work ethic.
And you can’t outwork unresolved beliefs that say you’re not capable or worthy.
It takes both.
It always has.
The Search for the “External Fix”
In network marketing especially, I’ve watched people burn years searching for answers in all the wrong places.
They blame the company… so they join a new one.
They blame their upline… so they find another one.
They blame the comp plan… so they search for a “better” one.
They blame