Monthly Archives: March 2020

Starting a beauty business: mobile vs salon

Originally written by Partner Content on Small Business
Working as a beautician was once synonymous with doing business from a salon, but in an age where convenience is king, many entrepreneurs have found it more rewarding to set up their own mobile beauty businesses instead.
This involves pampering customers from the comfort of their own homes. Although, as Salon Gold notes, being a mobile beautician isn’t the same as going freelance. Freelancing simply means being self-employed, but not necessarily on a mobile basis. For example, a freelance hairdresser may choose to rent a seat in someone else’s salon rather than travelling from place to place.
Opening a salon and starting a mobile business are two exciting ways to start making money from your passion, but both are very different. Explore the pros and cons of each option to see which is the best path for your beauty venture.
Going mobile
Setting up
As you’re not required to find premises to start a mobile beauty business, all you’ll need is your equipment and a mode of transport. Public transport may be an option if your business specialises in smaller-scale services like nail art and make-up artistry, but if you need a full arsenal of tools to do

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Can I claim on my small business insurance for coronavirus?

Originally written by Timothy Adler on Small Business
Millions of businesses have taken out small business interruption insurance, but will your policy pay out if you have to shut down because of coronavirus?
Business interruption policies are usually taken out to cover acts of God such as flooding and fire. Insurance policies such as these physical damage at a property that results in the small business being unable to trade.
And only a small minority of larger business owners may have previously arranged an additional clause covering them in the event of a pandemic.
>Further reading: What kind of insurance does your small business require?
However, because Covid-19 was only officially named by government on March 5 as a “notifiable disease.” This means “registered medical practitioners” (RMPs) have a legal duty notify their local council or local health protection team of suspected cases of certain infectious diseases. This is one of the key criteria which insurance companies need to know before they pay out – any policies taken out before then will not cover coronavirus.
French insurer Axa has told customers that its general business interruption insurance does not cover losses caused by Covid-19 as it only protects against diseases specifically named in its policies. Covid-19 was

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