Monthly Archives: June 2019

Maybe we should all rethink “instant gratification” culture in the workplace.

Tech Entrepreneur Nathalie Dorémieux Says You Can Achieve Anything If You Leave Your Comfort Zone

by The Oracles • June 20, 2019 • 0 Comments

Are you willing to do what it takes?

Here's How This PR Maven Balances Deadlines, Family Life and Uncertainty

by Jason Saltzman • June 20, 2019 • 0 Comments

How do you deal with the unforeseen challenges of running a business?

The Entrepreneur Who Became a Billionaire After Being Rejected by Facebook

by Kerry McDonald • June 20, 2019 • 0 Comments

How Jan Koum, founder of WhatsApp, overcame adversity and became a self-educated tech billionaire.

40 Ways to Make Money Selling Photos Online

by Holly - The Work at Home Woman • June 20, 2019 • 0 Comments

Are you naturally gifted at taking photos? Do you enjoy snapping pictures of the world around you? Then you can start earning money by selling photos online. The great thing about selling photos online is you don’t need any specialized training, the opportunities are plentiful, and most of the time you don’t need a website […]

The post 40 Ways to Make Money Selling Photos Online appeared first on The Work at Home Woman.

Hot Business News Today

T&Cs for your small business – how to make sure they’re done properly

by Amanda Hamilton • June 20, 2019 • 0 Comments

Originally written by Amanda Hamilton on Small Business
In your small business, it’s absolutely vital that your customers know clearly what they are purchasing and what your terms of business are. This is especially important if you operate online.
What are terms and conditions (T&Cs) and how important are they?
These are the clauses in a contract that set out the rights and obligations that both parties need to be aware of when they enter into a contract.
In the past, a big mistake which businesses have made is believing that, if they hide their terms from the customer but the customer still signs the contract, that these terms can be relied upon – i.e. if the terms of the contract are part of the “small print”, the belief is that once the customer signs the contract, whether or not they have seen or read the terms, that they will be bound.
Can terms forming part of the ‘small print’ be relied upon?
Largely, the answer to that is no.
Bring T&Cs to the customer’s attention
Nearly 80 years ago, way back in 1940, there was a landmark case in the courts about whether a local authority could rely on a disclaimer (against personal injury) on the back

Hot Business News Today

Merchant cash advance – the funding option that’s made for retailers

by Partner Content • June 20, 2019 • 0 Comments

Originally written by Partner Content on Small Business
In the past, when a business needed finance to grow their business or solve a cash flow challenge, they applied for a business loan. Makes sense, right? Your business needs some cash and a loan gives you just that.
But sometimes a straightforward business loan isn’t the right option for every business. Take retailers as an example. Retailers need to buy stock and pay for staff, equipment and premises. But their income is generally made up of small payments from customers. And most retailers are susceptible to seasonal spikes and troughs in revenue, which often does not give them the best chance of repaying that standard business loan on time.
This is the challenge that can be solved by the merchant cash advance.
What is a merchant cash advance?
A merchant cash advance is a relatively new type of funding that’s designed for businesses that use card terminals to process customer payments.
You simply borrow a set amount and make your repayments as a percentage of each card terminal payment until you’ve paid off the full amount. You can generally borrow up to the equivalent of a month’s turnover with a merchant cash advance.
What makes a merchant cash

Hot Business News Today

Government must halve late payments window to 30 days, urge experts

by Timothy Adler • June 20, 2019 • 0 Comments

Originally written by Timothy Adler on Small Business
Government reforms to pressure large businesses to pay small business suppliers on time do not go far enough, say experts.
Small Business Minister Kelly Tolhurst announced yesterday that entire corporate boards will be culpable if large businesses do not pay SME suppliers on time, not just finance directors, as previously mooted.
Large businesses could also be fined for failing to pay small and medium-sized business suppliers on time, as part of a Government crackdown on SME late payments.
The Small Business Commissioner could have beefed-up powers to tackle SME late payments and enforce binding payment plans.
However, the Government has ducked compelling large employers to sign the Prompt Payment Code and to close the late payments window under the code from 60 to 30 days, say professional bodies.
Malcolm Harrison, group CEO of The Chartered Institute of Procurement and Supply (CIPS), said: “More change is necessary. It is important we do not stop there and continue to drive down lengthy payment terms in supplier contracts to ensure SMEs are able to manage their cash flows, to grow their businesses and remain productive.”
Lengthy payment terms
Peter Kubik, partner at accountants UHY Hacker Young, said: “New proposals do not get to