Business Capital USA is a provider of merchant cash advances of up to $500,000. To qualify, borrowers must have been in business for at least six months and have steady monthly cash flow, or at least $5,000 in monthly revenue. Borrowers can apply for an advance online.

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Business Credit & Capital specializes in offering merchant cash advances to retailers, restaurants and service businesses. The lender purchases a percentage of future revenue and advances those funds to businesses. There are no restrictions on how the money can be used. For businesses to repay the loan, the lender collects a daily percentage of sales.

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Business Finance Advance provides unsecured cash advance funding to small and midsize merchants based on their future credit card sales. The lender determines cash advance amounts based on a borrower’s average monthly credit card sales. It generally funds between $2,000 and $1 million.

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BFS Capital offers both small business loans and merchant cash advances. The company provides loans of $4,000 to $2 million to small businesses in a wide variety of industries, including restaurants, retail stores, service providers, manufacturers and wholesalers.

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UnitTel Voice offers a virtual phone system that relies on your existing cell phone. You can choose a toll-free, local or vanity number or keep your existing business phone number. A professional greeting and phone tree directs callers to the appropriate employee, and calls can be forwarded to any phone of your choosing.

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VoIPX is a cloud-based phone system and service provider for customers across the United States. The system includes more than 50 standard features, including auto-attendants, Follow Me, call recording, call blocking, successive or simultaneous ringing, voicemail-to-email, and customized hold music. Each customer receives a free phone when they sign a contract with VoIPX, and the company has a 24/7 U.S.-based customer support team.

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Xblue digital and VoIP phone systems’ features – like hold, call transfer, conferencing and intercom – are already set up and ready to use when you first turn on your new system. Even voicemail is ready to receive messages on every phone as soon as the phone is connected to the system. Xblue’s systems are hybrids, supporting both standard telephone company lines and internet-based VoIP lines. The two types of lines can be used at the same time. The company also offers cloud VoIP line service with no contracted period or early termination fee.

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Zultys is an all-in-one IP business phone system that integrates voice, video, data and mobility. The company offers both cloud-based and on-premise phone systems. Zultys MXvirtual is a fully integrated unified communications solution and IP phone system that integrates voice, video, data, and mobility to optimize collaboration and communications for businesses of all sizes. The MX250 system is a feature-rich, enterprise-class business IP telephony system that supports high-quality VoIP and unified communications services for up to 250 users, while the MX-SE is an IP phone system that enables VoIP and unified communications services for up to 50 users in a smaller office or branch-location environment.

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1st Merchant Funding provides merchant cash advances and short-term business loans of $5,000 to $250,000. After completing an application, borrowers receive funding options within just a few minutes, with funding available the following business day.

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