Monthly Archives: June 2016

The transformation of the payday loan industry in the UK

The UK’s payday loan industry continues to see a huge transformation following the introduction of FCA regulation in January 2015.
At one point, the payday loan industry was flying, with brands advertising on every radio and TV channel under the sun and sponsoring major sports teams across the UK. Yet the once £2 billion sector has seen major changes to address its reputation of ‘loan sharking’ and ‘irresponsible lending’. A huge overhaul of its regulatory framework and advertising driven by politicians and religious figures has seen the market shrink and top lender Wonga.com to record losses of £80 million in 2015.
New regulation from the Financial Conduct Authority
The FCA began regulating the payday loan industry in April 2014, taking over from The Office of Fair Trading. Following 29,000-payday loan related complaints recorded by The Citizens Advice Bureau in 2014, a tough approach was taken.
The regulator reviewed the practices of the some of the biggest lenders, which inevitably led to £220 million fine for Wonga, £15.4 million for Dollar Financial (The Money Shop, PaydayExpress and PaydayUK) and £1.7 million for Quickquid. The fines were partially paid to the regulator and some amounts were required to refund customers that should not have received loans in the first place due to their limited criteria.
To address the high rates of interest,

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Isagenix Classified As Triple A Opportunity

 
Isagenix is classified as Triple A (AAA+) opportunity based on key figures such as revenue, momentum, Alexa ratings, poll results, input from direct selling professionals, top earners and Head Office visits.
Business For Home recommends Isagenix. There is high certainty that the net benefit is substantial for a (new) representative.  
Established in 2002, Isagenix provides systems for weight loss, energy, performance, healthy aging, and wealth creation.
With more than 550,000 Members worldwide and more than 100 life-changing products, packs, and systems, the company is committed to producing Solutions to Transform Lives.
To date, Isagenix has reached $4 billion in cumulative sales through an independent network of Associates in the U.S., Canada, Puerto Rico, Hong Kong, Australia, New Zealand, Taiwan, Mexico, Singapore, Malaysia, Colombia, Vietnam, and Indonesia.
The company has recently announced their 186th

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Zija’s Natural Health Revolution Ambassadors Brandon And Jessica Hayes

 

Zija International recently launched their Natural Health Revolution Ambassador program. The company has been focusing on the timely importance of embracing the Natural Health Revolution—an encouragement to naturally nourish, naturally improve our performance, and naturally restore the body.
Zija chose a solid group of individuals and Distributors who truly embody the company’s Life Unlimited culture and are uplifting representations of the Natural Health Revolution.
These ambassadors, who will serve in this role for up to 1 year, have received specialized training and will be holding meetings together in pairs in various markets across the country—promoting the importance of the Natural Health Revolution.
Hear from Brandon and Jessica Hayes in their own words on why the Natural Health Revolution is so important and how Zija International is helping them live Life Unlimited:
“The

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Nature’s Sunshine Products Named One Of Healthiest Companies In America

 

Nature’s Sunshine Products, Inc., a leading natural health and wellness company engaged in the manufacture and direct selling of nutritional and personal care products, announced that it is once again among the Healthiest Companies in America, according to research by wellness solutions firm Interactive Health.
To compile its annual list, Chicago-based Interactive Health evaluates approximately 2,000 companies each year.
Honorees must achieve wellness program participation rates in excess of 70 percent, and a low-risk health score for their total population, based on clinical health evaluations.
In 2015, just 154 companies made the cut. NSP is the only company to earn the award for nine consecutive years.
“The tremendous executive support of our wellness program and its many options is what makes such an award possible,” said Christine Frazier, Manager of Insurance Benefits and Wellness

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Younique Announces Brand Expansion Into Hong Kong

 
Younique, the pioneer in social media-driven direct sales, announced today that it is bringing its groundbreaking cosmetic and skin care brand to Hong Kong.
After a number of successful global launches, Younique is excited to introduce the brand to the Hong Kong market.
“Younique is consistently evolving to create products that are not only revolutionizing the beauty industry, but allowing us to grow our brand internationally,” said Younique Cofounder Melanie Huscroft.
With a mission to uplift, empower, validate and build self-esteem in women around the world, Younique provides opportunities for personal growth and even financial reward for consumers interested in starting their own online business marketing their high-quality products.
Younique currently operates in the following markets: the United States, Mexico, Canada, Australia, New Zealand, the United Kingdom, Germany, France and, now, Spain!
About Younique
 
Nature + Love + Science. Since its inception in 2012, Younique has been committed

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ARIIX Classified As Triple A Opportunity

 
ARIIX is classified as Triple A (AAA+) opportunity based on key figures such as revenue, momentum, Alexa ratings, poll results, input from direct selling professionals, top earners and Head Office visits.
Business For Home recommends ARIIX. There is high certainty that the net benefit is substantial for a (new) representative. 
ARIIX is an international opportunity company that creates exclusively branded products marketed through independent representatives.To promote healthy living, ARIIX develops toxic-free products through collaboration with world-renowned experts in the health, wellness, and fitness industries.
With a devotion to helping others unleash their potential for good, ARIIX provides a global vision, outstanding management experience, driven industry leadership, and a valued partnership that protects its representatives.
This partnership is underscored by a patent-pending compensation plan created to give the greatest benefit to the representative.

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